Do I Need RV Insurance When It’s Garaged?

Your RV is an investment that you want to protect. Whether you are a seasonal "camper" in Emmaus, PA, or enjoy the great outdoors throughout the entire year, having your RV and the belongings inside protected is important. Your experienced team at Patrick McNealis Insurance and Financial Group, serving the Emmaus, PA, area, is here to help you get the proper RV insurance.

What is the Difference Between Collision and Comprehensive?

Collision and comprehensive insurance are two types of protection you should consider for your RV. Collision coverage covers repairs to damage that happens if your RV is in an accident with another vehicle or object, such as a fence or guardrail. 

Comprehensive coverage is insurance that covers unexpected damage caused by things other than a collision and could include:

  • Fire
  • Theft
  • Vandalism
  • Windshield and glass damage
  • Falling trees and limbs
  • Extreme weather events

The Benefits of Full Coverage RV Insurance

You might think paying for RV insurance while parked is unnecessary. Whether you have a Class A motor home or a small camper, keep in mind that even if it is in a safe place, the unexpected can happen. If you don’t have insurance and you experience theft or vandalism, you will have to pay for repairs and replacement of your property. If your RV is stored in an outdoor location and extreme weather causes damage, you will also have to pay out of your pocket for those damages. Protect your investment and get the proper coverage for peace of mind.

Get RV Insurance You Need

Patrick McNealis Insurance and Financial Group, serving the Emmaus, PA, area, is here to provide RV insurance coverage. Contact us today for your insurance needs.