Having the correct type of motorcycle insurance for your classic bike is imperative. Patrick McNealis Insurance and Financial Group experts can help you determine which policies best suit your needs. We offer superior customer service and support to make obtaining insurance a breeze. Let us help you get coverage that offers peace of mind. 

Motorcycle Insurance Protection For Classic Bikes

Insuring your classic motorcycle becomes even more important when it comes to selecting between the ordinary motorcycle policy and a special classic motorcycle policy. The coverage benefits in each are the prime concerns and comparison points for a person to make their decision. On the other hand, some aspects of traditional motorcycle insurance are likely to cover the most popular risks like theft, accidents, and liability. Still, one that provides specific coverage for classic bikes might be a good choice.

Contrary to modern-day motorcycles, most vintage motorcycles are identified and covered based on their intrinsic value. This implies that the appreciation of these types of motorcycles occurs. Hence, their safety is insured because of their historical importance and likely rise in value. Specialized classic motorcycle insurance plans are constructed to meet the needs of different specific characteristics, such as agreed value coverage that ensures the payment equals the machine’s determined value in case the machine is lost or totaled. Classic motorcycle insurance might also help reduce the cost of spare parts or restoration if they are not included in the general insurance policy. Thus, classic motorcycle owners must make essential decisions concerning insurance selection. In many cases, the owners should opt for specialized insurance because it is the right way of truly providing safety for their special bikes. 

Learn More About Motorcycle Insurance Near Emmaus, PA

If you’re ready to learn more about classic motorcycle insurance, don’t hesitate to contact our team at Patrick McNealis Insurance and Financial Group. We proudly serve the residents of the Emmaus, PA, area and help them get coverage that offers the best protection against risk. Please call or stop by our office today to get started. 

Motorcycle insurance can help protect your favorite investment in case of a motorcycle accident, theft, or damage. The motorcycle insurance experts at Patrick McNealis Insurance and Financial Group in Emmaus, PA can help you choose the best motorcycle insurance policy for your needs.

Keep reading to learn more about what motorcycle insurance covers in Pennsylvania and how to choose the best policy for your needs.  

What Does Motorcycle Insurance Typically Cover in Pennsylvania?

If you’re buying motorcycle insurance for the first time, you probably have questions or concerns about the process. The good news is that choosing the best insurance in Pennsylvania doesn’t have to be complicated when you talk to a licensed and experienced insurance agent about your needs. 

Like most US states, Pennsylvania insurance agencies offer various motorcycle coverage options and add-ons to help protect your investment. 

Basic Insurance Coverage

The state’s liability laws protects riders who opt for basic insurance coverage. 

Liability insurance offers financial protection that shields policyholders from massive liability claims and out-of-pocket expenses that can arise from a motorcycle accident. 

Comprehensive and Collision Insurance for Motorcycles

Bikers who want to add more insurance protection can opt for comprehensive motorcycle insurance policies that cover additional incidents that can include collision, theft, and vandalism coverage.

Some comprehensive policies can even cover damage to your bike caused by natural disasters or floods. Ask your insurance agent about add-ons for new and existing policies.

Where Can I Learn More About Pennsylvania Motorcycle Insurance

Interested in learning more about how to choose a policy? Talk to an experienced insurance agent at Patrick McNealis Insurance and Financial Group in Emmaus, PA to learn about the best motorcycle insurance policy options for you and your family.

Summer is a great time to take your motorcycle out to see the country. However, if you’re considering riding this summer, you should also consider ways to protect your bike in the event of an accident. Motorcycle insurance is required by law, and if you aren’t riding the right policy, that could spell significant future risk for you and your finances. The dangers of riding don’t disappear just because the weather is nice. At Patrick McNealis Insurance and Financial Group, serving the Emmaus, PA area, we’re committed to making motorcycle insurance easy and understandable for everyone.

Motorcycle insurance is a reliable way to protect yourself financially during an accident. While defensive riding is always a good idea and will help keep you safe while on the road, mistakes can still happen. Motorcycle insurance protects you from liability if you happen to cause an accident. A proper policy will also help protect your investment in the bike itself. If the motorcycle is damaged or destroyed, an insurance policy can help provide you with the funds to have it repaired or replace it. Having an excellent comprehensive policy gives you peace of mind whenever you take your bike out for a ride.

Contact us at Patrick McNealis Insurance and Financial Group today, and we’ll help set you up with a comprehensive motorcycle insurance policy so you can rest easy, knowing you’ll be financially covered in an accident. We’re proud to serve the Emmaus, PA area and believe you deserve to feel safe and protected on the roads.

Insuring a motorcycle in Emmaus, PA provides coverage for all different types of motorcycles. However, knowing and understanding the various forms of coverage to purchase can sometimes be a bit confusing. Patrick McNealis Insurance and Financial Group experts understand purchasing insurance can be overwhelming and are ready to help when needed. 

Below are some FAQs associated with purchasing motorcycle insurance: 

Is buying more than the legal limit of motorcycle insurance a good idea?

As with any insurance policy, the greater the coverage, the better protected you are. The more coverage purchased means premiums will be higher, but this reduces the financial responsibility in the event of an accident or theft. 

Is motorcycle insurance similar to car insurance? 

Motorcycle and auto insurance do work similarly. There is a set premium, and when an accident occurs, you file a claim. The insurance company pays based on the limits outlined in the individual policy. 

Is motorcycle insurance needed? 

Anything can happen when on the road and while your motorcycle is parked. Because there is a risk to owning and riding a motorcycle, having insurance coverage is best to protect your financial interest. 

What coverages will pay for damage to custom parts? 

Comprehensive coverage typically covers the costs associated with theft. However, motorcycles with custom parts and equipment may require additional coverage. When adding custom parts to a motorcycle, let your insurance agent know. Adding the upgrades to the policy ensures the upgrades are covered in the event of theft or an accident. 

Are passengers covered on my insurance policy? 

Asking if passengers are covered is an important question that can only be answered based on the type of coverage included in the motorcycle insurance policy. Speak with your agent to discuss coverage for passengers to be included in your policy. 

Patrick McNealis Insurance and Financial Group experts understand that motorcycle owners have many questions about their insurance coverage in Emmaus, PA. So give them a call today to get all of your insurance questions answered. 

When you purchase a motorcycle in Pennsylvania, it’s vital that you also obtain enough motorcycle insurance coverage to protect you in case you’re in an accident. Patrick McNealis Insurance and Financial Group in Emmaus, PA can help you select the correct amount of motorcycle insurance for your specific situation, after learning about your bike and your usual riding style.

• Liability Insurance – Quite a lot of damage can occur during a collision, and liability insurance covers damage to anyone else’s vehicle, property, or physical health. This insurance will protect you if you’re sued, and it’s usually a good idea to carry as much liability insurance as you can afford. Your insurance agent will help you decide on the policy that’s right for you. 
• Uninsured/Underinsured Insurance –  If you are involved in a collision, there’s no guarantee that the other party will be carrying enough insurance to pay your medical bills or repair any damage to your bike. This insurance will help cover you if you’re in a collision with someone who doesn’t have enough insurance. 
• Collision Insurance – Collision insurance protects your motorcycle itself, and is often required by the company that holds the financing on the bike. 
• Medical Insurance – This is additional insurance that you can purchase to cover medical bills for you and any passengers on your bike. It may supplement your medical insurance, or it may kick in after your medical insurance is exhausted, depending on the individual policies you carry. 

Once you’ve selected the best motorcycle for you, it’s important also to choose the correct amount of insurance coverage. Patrick McNealis Insurance and Financial Group can help you choose the right policies for you so that you can ride safely in Bethlehem or Emmaus, PA, and be protected in the unfortunate event that an accident occurs.